把你的租约换成负担得起的汽车贷款

停止租赁. 开始拥有. We'll help you transfer your title, payoff your current lease, and lock in a low 汽车贷款 rate.

Ditch Your Lease and Lock-in a Low 汽车贷款 Rate

By owning your vehicle you won't have to worry about mileage restrictions or charges for things like wear and tear. Plus, you'll have full control and can sell or trade at anytime.

 它是如何工作的:
  • 通知租赁公司- Start the process by requesting the "Lease Buy-Out" packet and odometer reporting from your current lease company.

  • 网上申请- 应用我们的用户友好的应用程序. For questions or assistance our representatives are just a phone call away (877) 495-1600.

  • 签名并保存—— Work with a Cal Coast representative to finalize the details of your new loan and pay off your current lease.
福利+保护:
  • 享受90天不付款!1
  • No direct deposit, automatic payments or checking account required.
  • We will help calculate and finance any sales taxes.
  • 可负担的GAP, MRC等 贷款的保护 可用.

认为利率

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汽车贷款再融资

Refinancing your auto loan can save you money by lowering your rate and in turn, 减少月供. See today's rates and find out how much you can save!

新车和二手车贷款

了解更多关于汽车贷款与加州海岸. See rates for new and used cars and  auto loan refinance options. 

购车服务

了解更多 about car-buying services that can help you purchase a new or used car and finance with Cal Coast Credit Union. Cal Coast auto loan rates are now as low as 4.4月28% 有折扣.*

  1. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. 限制.

*APR =年度百分比利率. 房价截止到2024年5月31日. 贷款 subject to credit and collateral approval. 利率, terms, and conditions are subject to change and may vary based on creditworthiness. 其他费率和条款. 有一些限制. 会籍及信用须经批准. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 限制. CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service. 须经信贷及抵押品审批. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 05/31/2024 and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at http://calcoastcu.网站.com or 新 Cars Inc, our personalized concierge auto buying service (calcoastcu.网站.com或NCI). 房价如有变动,恕不另行通知. 汽车贷款利率与计算器相同.网站.com/NCI折扣目前低至4.4月28%, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. 29个月的贷款,4.28% fixed APR would have monthly payments of $36.每借1000美元37美元. 如果你用计算器.网站.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer you must use the Cal Coast Auto Buying Service at http://calcoastcu.网站.com or 新 Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar 储蓄 Certificate) or purchase a vehicle from 新 Cars Inc. and finance your purchase with 加州海岸信用社. The Cal Coast TrueCar 储蓄 Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. 全年车型的折扣为0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). 全年车型的折扣为0.25% off the approved interest rate for loan terms of 67 months and longer. Discounted rates are 可用 for purchases and not valid for refinances and lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount. 

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