Auto Loan Protection Services
Products that give you permission to worry less and drive more.
When you finance your next new or used vehicle, you can also take advantage of these valuable protection services.
California Coast Guard Plus1
如果你发现自己处于意外的财务状况，这种保护是有回报的, 加州海岸警卫队加债务保护将取消或减少偿还你的贷款债务，减轻你的担忧，支付贷款和其他账单时，其他事情可能优先考虑. Simple eligibility requirements make enrollment fast and easy. 意外事件包括残疾、生命损失和非自愿失业.
Guaranteed Asset Protection (GAP) Plus2
What happens if your car is stolen or totaled? 大多数情况下，你的保险公司只会支付当前的市场价值. 我们的GAP计划旨在保护您在汽车被盗或被宣布为全损时免受经济损失. GAP will pay the difference between the balance of your loan, the value of your car (max 115% Loan-to-Value), and will pay your insurance deductible up to $1,000, even if your vehicle isn't a total loss. 作为额外的奖励，GAP还将支付1,000美元给您更换车辆.3
Mechanical Repair Coverage (MRC)4
The cost of repairs to your vehicle can be expensive. MRC can help limit repair costs—and protect your finances. MRC是一个高质量的全面覆盖计划，保护你从昂贵的汽车维修，无论你是离家一英里或一百英里. If a breakdown occurs when you’re out of town, MRC包括“旅行中断”服务，它将帮助你支付租车费用, meals, lodging, and 24/7 roadside assistance. 没有索赔限制，如果你卖掉或赠送你的车，你可以转让你的保单.
MRC Key Benefits:
- Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair.
- 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service.
- No out of pocket expense (除任何免赔额外):管理员直接支付维修设施的维修费用.
You May Also Like These Options
Car Buying Services
了解更多关于汽车购买服务，可以帮助您购买新车或二手车，并与加州海岸信用合作社融资. Cal Coast auto loan rates are now as low as 4.28% APR with discount.*
Auto Loan Refinances
为你的汽车贷款再融资可以降低你的利率，从而节省你的钱, reducing your monthly payment. See today's rates and find out how much you can save!
Platinum Choice Rewards Mastercard® Credit Card
我们的奖励万事达卡®是一个伟大的方式，使您的信用卡为您工作，因为您赚取奖励与每次购买.
- 加州海岸警卫队Plus是加州海岸信用合作社提供的债务保护产品. 注册此债务保护产品是自愿的，不需要获得信用合作社汽车贷款. 请与加州海岸信用社联系或索取会员协议以获取有关最高福利的更多信息, eligibility and limitations.
- For eligible vehicles up to 10 years old with 125,000 miles or less. 如果车辆用于运送乘客以获得赔偿，则不符合GAP的条件, 包括但不限于用作出租车或拼车的车辆.
- $1,只有在保险公司没有全额支付贷款余额的情况下才会支付, GAP claim is filed, and the auto loan is financed at California Coast Credit Union.
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机械维修保险由消费者计划管理公司提供和管理. 在除加州以外的所有州，保险范围由弗吉尼亚担保公司提供.在新罕布什尔州，保险由消费者计划管理公司提供和管理. dba Consumer Warranty Program Administrators, in TX, 哪些保险是由消费者计划管理员提供和管理的, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, 保险范围是由佛罗里达州汽车保修服务公司提供和管理的吗, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, 保险由国家产品护理公司提供，由消费者计划管理员管理, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by TruStage™. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
MRC-MRC-3489303.9-0623-0425 ©TruStage 2024, All Rights Reserved.
*APR = Annual Percentage Rate. Rates are current as of 05/31/2024. Loans subject to credit and collateral approval. 利率，条款和条件可能会发生变化，并可能根据信誉而变化. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply. CCCU does not endorse or encourage the product or services. CCCU敦促您对供应商及其产品/服务进行自己的尽职调查. Subject to credit and collateral approval. 广告费率是我们最低的年百分比费率(APR)，于2024年5月31日生效，并包括使用TrueCar提供的加州海岸汽车购买服务的折扣 http://calcoastcu.truecar.com 或新汽车公司，我们的个性化礼宾购车服务(calcoastcu).truecar.com or NCI). Rates are subject to change without notice. Vehicle loan rates with the calcoastcu.truecar.com/NCI discount currently as low as 4.28% APR, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. A 29 month loan with a 4.28% fixed APR would have monthly payments of $36.37 per $1000 borrowed. If you use calcoastcu.truecar.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. 要获得折扣优惠，您必须使用加州海岸汽车购买服务网站 http://calcoastcu.truecar.com 或New Cars Inc .，并从您的报价证书(Cal Coast TrueCar Savings Certificate)上列出的认证经销商处购买车辆，或从New Cars Inc .购买车辆. and finance your purchase with California Coast Credit Union. 加州海岸TrueCar储蓄证明必须在购买之前生成，并且在您的贷款获得资助之前不超过90天. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, 我们将确认您有资格获得折扣，并在贷款生效日期将折扣应用于您的贷款. Discount for all year models is 0.贷款期限不超过5年半(66个月)的获批利率可减免50%. Discount for all year models is 0.25% off the approved interest rate for loan terms of 67 months and longer. 折扣价格适用于购买，但不适用于再融资和租赁买断. Discounts cannot be combined with any other discount program or type. 请允许10至15个工作日后的资金处理您的购买和贷款折扣.
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